Get the financial advice you’ve always needed.
It is our mission to reach out to as many Filipinos as possible and promote financial literacy in order to help individuals reach their goals. With a better understanding of how to budget and save money, individuals can easily afford to develop financial plans that can hold them accountable to their finances, and start their journey to achieving specific goals.
Through the years, life insurance has greatly evolved with the advent of a multitude of products that address the various needs of individuals in different stages of their lives. Aside from life protection (income continuation), these new products can now address your needs for health protection, education, saving for life milestones, estate preservation (legacy protection), retirement and investment.
Life insurance coverage is not confined to death benefits anymore – the most dreaded topic that makes people veer away from any discussion on this. Unknown to many, it has now been expanded to cover living benefits that include guaranteed cash, endowment, dividend, hospital income, fund value, and many more.
To get a better understanding of available products that suit your needs and budget, we invite you to subscribe for FREE (by clicking the button below) to get regular updates through our newsletters. Alternatively, you may visit this site for product overviews or set an appointment with us for a better alignment of your needs and goals to these products.
Needs & Goals Analysis
As a matter of procedure, we do not give any financial advice or recommend a specific life insurance product without conducting a thorough goals and financial needs analysis. We are not in the business of selling. Saving lives is our jam!
We normally ask some basic (non-intrusive) questions that will help us identify your financial needs and goals. As we conduct this process, we do treat our prospects with utmost respect. We give you the prerogative to disclose information that you are comfortable to share. More importantly, we give you the assurance that any information gathered during the session will be treated with utmost confidentiality, in compliance with our company’s Data Privacy Policy and existing Philippine laws.
Proposed Solutions
Based on the information gathered during the FNA session with the prospect, we select the life insurance products that can address the identified needs and goals. Proposals for each product are generated and analyzed. If necessary, a deliberation is conducted to shortlist the selected products, with the prospect’s best interest in mind.
Once the shortlisted proposals have been fully rationalized and ready for presentation, another schedule with the prospect is arranged at his convenience. (There is no such thing as “business hours” when dealing with prospects and clients.) The main objective of this phase is to help the prospect arrive at an informed decision by explaining the pros and cons of each proposal.
Policy Application
Making a prospect accept a proposal is the best thing that can happen after a long journey. It signals our success in promoting our advocacy and saving lives. However, this is just the start of another journey for us.
After collating all the information required in the application form (and some other forms, as may be required), we have to deal with the underwriters, accredited medical clinics and practitioners, and coordinate with the applicant for some other requirements. Policy approval culminates this whole breathtaking process.
Delivery & Support
Unlike in the other phases where we only meet the client via Zoom meetings (at least, during the pandemic period), we get to meet the client personally when the policy contract is delivered. This is the time when we go the extra mile to establish a stronger relationship with the client, not only for more business but, as our pledged lifetime commitment to serve.
Also part of our commitment is to help clients achieve lifetime financial security and live healthier lives. We also provide support throughout the life of the policy, including policy review.